Privacy at Kredi

Your data is yours. Always.

Kredi helps financial institutions verify, qualify and engage applicants. We handle the sensitive data behind those journeys responsibly, transparently and under your control.

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Privacy by design

Control where it matters most.

Privacy is part of how Kredi is built, not something added afterwards.

  • Purpose limitation

    We process customer information only to deliver and improve the Kredi services your institution chooses to use.

  • Data minimization

    Workflows are designed to request only the information needed for each step of the financial journey.

  • Customer control

    Your institution keeps control of its data, access policies and retention decisions.

  • Transparency

    Clear documentation and audit logs show your teams how data moves through Kredi.

What each product uses data for.

Every Kredi product works with a specific set of applicant data, for a specific purpose in the origination journey.

  • Kredi Verify

    Uses identity documents, face match and liveness checks to confirm applicants are who they say they are and to flag potential fraud.

    Explore Kredi Verify

  • Kredi Qualify

    Uses application, document and verification data to evaluate each file against the eligibility rules your team defines.

    Explore Kredi Qualify

  • Kredi Engage

    Uses application data to personalize WhatsApp and email messages, request missing documents and share status updates with applicants.

    Explore Kredi Engage

An overview of our approach.

This page summarizes how Kredi approaches privacy across its products. The terms that govern how your data is processed are set out in the agreement between Kredi and your institution and in our Terms of Service.

Questions about how your data is handled?

Our team can walk you through data flows, access controls and retention for your use case.

Contact us