GUIDE · 12 MIN READ
Technology
infrastructure for
financial origination
Prequalification, validation and decisioning — in one platform.
Fraud detection
Document validation
Biometric match
Identity checks
Batch review
Faster review
L
ID · KRD-031LuzDirect · Bilingual
WhatsAppToneLanguageEscalation rulesBusiness hours
Maria G.Can someone call me back?
141K+Applications
Processed
Processed
1.8M+Documents
Verified
Verified
28K+Hours of Manual
Review Saved
Review Saved
How Kredi Works
1
Capture
Customers submit applications and documents.
2
Verify
Identity and documents are validated automatically.
3
Qualify
Business rules determine eligibility.
4
Decide
Applications move into underwriting or receive an automated decision.
Origination layer
Verify every document before it reaches your team.
OCR and AI validate IDs, statements and income docs — catching fraud before manual review starts.
kredi.dev/verify
Live
Government ID
KRD-031
Bank statement
3 months
Proof of income
scanning…
kredi.dev/qualify
Real-time
RISK SCORE
0
Income stability92%
Payment history86%
Debt ratio74%
kredi.dev/agent
Active
K
Kredi AI · Auto lending
WhatsApp · Bilingual
You’re missing one document: proof of address.
Can I upload it now?
Yes — send a photo here, I’ll verify it right away.
Inside the platform
Three moments where Kredi does the work for you.
Not a features list — the actual screens your team and your applicants see, before, during, and after a decision.
Match confidence
98.4%
Liveness check
Selfie vs. ID photo
Spoof / mask detection
Biometric session KRD-BIO-88231
Verify
Verify before you review.
Kredi Verify helps your team identify inconsistencies and potential fraud signals earlier, so reviewers can focus on the files that actually need human attention.
Qualify
Know who moves forward.
Kredi Qualify helps you apply your lending criteria earlier, prioritize applicants who meet your requirements, and give your team a clearer path from application to decision.
Status sent to applicant
Application received
Documents verified
Under review
Decision
Sent via WhatsApp · read 2m ago
<120s
Avg. agent response time
24/7
Applicant follow-up
Government ID
KRD-031
Bank statement
3 months
Proof of income
Verified
3 of 3 documents verified
Approved
Ready to Proposal
Kredi AI
Keep every applicant moving.
Applicants need answers, updates and clear next steps throughout the process. Kredi AI handles those interactions in context, helping reduce follow-ups, keep applicants engaged, and give your team more time for the conversations that actually require a human.
Industries we serve
MortgageInsuranceFintechCredit UnionsReal estateBankAutoLeasing
Trust is your
foundation.
So it’s ours
too.
◉
Enterprise-grade security
Encryption in transit and at rest, secure infrastructure and continuous monitoring.
⊞
Privacy by design
Data controls, roles and permissions designed for responsible handling of sensitive information.
✓
Compliance ready
Built to support the standards and audit trails financial institutions need.
Blog and Articles
REPORT · 12 MIN READ
The State of AI in Financial Origination: Turning Incomplete Applications into Funded Loans
Read article →
GUIDE · 10 MIN READ