Technology
infrastructure for
financial origination

Prequalification, validation and decisioning — in one platform.

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Fraud detection

Document validation

Biometric match

Identity checks

Batch review

Faster review

ID · KRD-031LuzDirect · Bilingual

ToneLanguageEscalation rulesBusiness hours

Maria G.Can someone call me back?

Kredi decision and batch queue interface

141K+Applications
Processed

1.8M+Documents
Verified

28K+Hours of Manual
Review Saved

How Kredi Works

Capture

Customers submit applications and documents.

Verify

Identity and documents are validated automatically.

Qualify

Business rules determine eligibility.

Decide

Applications move into underwriting or receive an automated decision.

Verify every document before it reaches your team.

OCR and AI validate IDs, statements and income docs — catching fraud before manual review starts.

kredi.dev/verify

Live

Government ID

KRD-031

Bank statement

3 months

Proof of income

scanning…

kredi.dev/qualify

Real-time

RISK SCORE

Income stability92%

Payment history86%

Debt ratio74%

kredi.dev/engage

Active

Kredi Engage · Follow-up

WhatsApp · Email

You’re missing one document: proof of address.

Can I upload it now?

Yes — send a photo here, I’ll verify it right away.

Inside the platform

Three moments where Kredi does the work for you.

Not a features list — the actual screens your team and your applicants see, before, during, and after a decision.

Match confidence

98.4%

Liveness check

Selfie vs. ID photo

Spoof / mask detection

Biometric session KRD-BIO-88231

Verify

Verify before you review.

Kredi Verify helps your team identify inconsistencies and potential fraud signals earlier, so reviewers can focus on the files that actually need human attention.

Explore Kredi Verify

Qualify

Know who moves forward.

Kredi Qualify helps you apply your lending criteria earlier, prioritize applicants who meet your requirements, and give your team a clearer path from application to decision.

Explore Kredi Qualify

Eligibility rulesAPP-2481

Credit score

712 · min 650

Debt-to-income

38% · max 43%

Income verified

Matches statement

Required documents

4 of 4 received

4 of 4 rules passed · 0 exceptions

Eligible

Route to underwriting

Status sent to applicant

Application received

Documents verified

Under review

Decision

Hi Alex, your application is now under review. We'll message you here as soon as there's a decision.

10:24 AM

Sent via WhatsApp · read 2m ago

Engage

Keep every applicant moving.

Applicants need answers, updates and clear next steps throughout the process. Kredi Engage reaches them on WhatsApp and email with personalized messages that request missing documents, answer questions and share application updates—without adding work to your team.

Explore Kredi Engage